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Identity theft & credit improvement
This part of the site provides legal information about credit issues and identity theft. Identity theft is the UK's fastest growing crime and can happen to anyone. If you have been a victim of identity theft we can help you to correct bad data on your statutory credit reports and help you better protect your identity in future.
See below for our range of services or, for more help and information, click on the householdlaw guide topics in the left-hand menu.
Please note: You may have free or discounted access to some of these services if you are a DAS policyholder. Please check your insurance documentation for a registration code. Click here for further information.
Identity theft & credit improvement
Products
Credit issues
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Short description:
This document helps you to improve your credit rating by removing incorrect information from your credit files and adding explanations (where appropriate) as to why your credit history was bad. You can…
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If there is an error on your credit card statement, you should notify your credit card company as soon as possible and can use this document to do so. This letter is only appropriate for use where your…
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This letter should be sent to an organisation which has refused you credit, requesting them to review their decision and/or to tell you their main reason for refusing you credit and to send you the…
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Use this letter to inform your bank of an unauthorised cashpoint withdrawal that you have noticed when looking at your bank statement. The letter requests the bank to refund the money to your account.
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Identity theft and credit improvement
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Short description:
This is a package of letters that is designed to help a user take appropriate action to correct bad data in their credit files following on from an identity theft. Before using this document you need to…
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If your identity has been used fraudulently to create a contract in your name, you can use this letter to reject any liability for that contract and (if applicable) to notify the company involved that you…
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You should use this document to obtain a copy of your Statutory Credit Files to find out if there is incorrect information in your files, whether this is due to identity theft or error. The document will…
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Changing your name
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Short description:
This document will create a deed poll or statutory declaration (as required) to change your surname and/or first name. To use the deed poll option, you must have the details of a person who has known you…
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